Working as a locum doctor in Ireland has its perks — flexibility, variety, and the ability to command competitive rates. But it also comes with its share of challenges, especially when it comes to managing your income, taxes, and admin.
For many medical professionals, the umbrella company model offers the perfect balance — combining the freedom of locum work with the peace of mind that comes from knowing your financial and compliance obligations are in expert hands.
At Beacon Locum Contracting, we specialise in payroll and tax services for healthcare professionals. We understand the unique challenges locums face, from irregular payment schedules to navigating Revenue rules. Here’s why an umbrella company could be a game-changer for your career.
When you work through an umbrella company, you become an employee of that company. This means your PAYE tax, PRSI, and USC are calculated and deducted at source before your wages hit your bank account.
Instead of worrying about filing tax returns or miscalculating deductions, you get clear, accurate payslips every time. No last-minute scrambling to set aside money for Revenue. No nasty surprises in October.
Beacon Locum Advantage:
We ensure that every payslip is accurate, fully compliant, and issued on time — so you can focus on your shifts, not spreadsheets.
Irish tax legislation for self-employed professionals is complicated — especially if you’re juggling multiple hospitals or agency contracts. Small mistakes can trigger Revenue audits, late payment penalties, or overpaid tax.
An umbrella company ensures you remain 100% compliant with Irish law while maximising your allowable expense claims, such as:
Beacon Locum Advantage:
We’re healthcare payroll specialists, so we know exactly what you can and can’t claim — meaning you keep more of what you earn without crossing any compliance lines.
Locum work can be financially rewarding, but payment schedules are rarely predictable. Some hospitals pay weekly, others monthly, and agencies can vary widely.
With an umbrella company, your pay is processed as soon as your agency or client releases funds — so you’re not left waiting weeks for your hard-earned money. This consistency makes it easier to manage your rent, bills, and personal expenses.
Beacon Locum Advantage:
We work closely with hospitals, agencies, and clinics to ensure that once they’ve paid, you get your money quickly and without unnecessary delays.
As an umbrella employee, you may qualify for benefits that sole traders miss out on, such as:
For doctors balancing intense schedules and personal responsibilities, these benefits can make a huge difference to your financial security.
Beacon Locum Advantage:
Our umbrella plans are built for medical professionals, meaning you get the benefits that matter most without drowning in paperwork.
Between travelling to different hospitals, adapting to new teams, and keeping up with Continuous Professional Development (CPD), your time is already stretched thin.
By outsourcing your payroll, tax, and compliance to an umbrella company, you reclaim hours each week that you can use for:
Beacon Locum Advantage:
We make your income management online, transparent, and hassle-free so you can focus on the work that matters — caring for patients.
If you’re a locum doctor in Ireland who wants a simpler, safer, and more tax-efficient way to manage your career, an umbrella company could be the right move.
At Beacon Locum Contracting, we provide:
Choose an accountancy solution that gives you the flexibility or control that suits your profession. Our experts can help you choose — and we offer personalised plans tailored to your needs.
Umbrella Employee
💶 From €45 p.w / €100 p.m — Simplest solution for getting paid
Umbrella Director
💶 From €45 p.w / €120 p.m — Ideal for top rate taxpayers
Umbrella for One
💶 From €45 p.w / €150 p.m — Maximum control & tax planning
Personal Private Company
💶 From €45 p.w / €150 p.m — Full independence & control
Client Loyalty Programme
Let’s take the hassle out of payroll and tax so you can focus on what matters most — your patients.
