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Choosing the Right Umbrella Company Plan for Healthcare Professionals: Why Beacon Locum is Your Trusted Partner

For today’s healthcare professionals, locum work offers unprecedented freedom and flexibility. But with independence comes a set of challenges—how do you manage invoicing, taxes, pension planning, and ensure you're paid on time, every time? That’s where Beacon Locum Contracting steps in, providing tailored umbrella company solutions designed specifically for the healthcare sector. Whether you’re just […]
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May 26, 2025 

For today’s healthcare professionals, locum work offers unprecedented freedom and flexibility. But with independence comes a set of challenges—how do you manage invoicing, taxes, pension planning, and ensure you're paid on time, every time?

That’s where Beacon Locum Contracting steps in, providing tailored umbrella company solutions designed specifically for the healthcare sector. Whether you’re just starting out as a locum or you're a seasoned consultant managing complex income streams, our umbrella plans offer a smart balance of administrative support and financial efficiency.

What Is an Umbrella Company – and Why Should It Matter to You?

An umbrella company acts as an intermediary between you and your employer or agency. Instead of setting up your own limited company, you operate under the umbrella structure—meaning we handle invoicing, tax, and compliance, while you retain control over your schedule and earnings.

At Beacon, we specialise in helping medical professionals, from GPs and consultants to allied health workers and NCHDs, streamline their finances without the paperwork headaches.


🌟 Our Umbrella Plans – Built for Your Needs

We offer three key plans to cater to healthcare professionals at every stage of their career:


1. Umbrella Employee – Simplicity at Its Best

Ideal for doctors and healthcare workers who want to avoid setting up a company or managing finances independently. With this plan, Beacon acts as your employer for tax purposes. We take care of invoicing, payroll, and tax filings—so you can focus on your practice.

Benefits Include:

  • Hassle-free, timely payments
  • Simple online sign-up with minimal paperwork
  • No sign-up or exit fees
  • Full administrative support including Revenue filings
  • Expert tax planning and personalised advice

Perfect For:
New locums, part-time healthcare workers, or anyone looking for a low-maintenance contracting solution.


2. Umbrella Director – Flexibility with Financial Control

For high-earning professionals who want more control over how they’re paid and how much tax they pay, the Umbrella Director plan offers a smarter solution. It combines all the benefits of the employee plan with additional tools for tax planning and pension contributions.

Extra Benefits Include:

  • Broader tax deduction opportunities
  • Flexible remuneration models
  • Access to enhanced pension structures
  • Tailored financial planning support

Perfect For:
Senior doctors, consultants, and other high earners seeking efficient financial planning without forming their own limited company.


3. Umbrella for One – The Best of Both Worlds

This unique offering is designed for independent practitioners who want the tax advantages of self-employment and the convenience of umbrella support—without the responsibilities of running a company.

Exclusive Benefits:

  • Maximum tax efficiency as a director
  • Full pension and remuneration flexibility
  • Streamlined administration with Beacon handling the heavy lifting
  • Easy upgrade path to company formation, if needed

Perfect For:
Established locums or private practitioners ready to optimise income while avoiding the burden of company management.


🧰 Additional Services to Support Your Career

Beyond umbrella solutions, Beacon is here to guide and support you with every aspect of your financial journey:

Professional Indemnity Insurance
Mortgage & Loan Application Support
Pensions and Financial Planning Advice

Through our trusted partners, we ensure you receive expert, unbiased advice tailored to your medical profession and future goals.


💬 Why Healthcare Professionals Trust Beacon

  • We know your industry. Our team works exclusively with healthcare professionals.
  • We keep it simple. No complex jargon, no unnecessary fees—just smart, effective solutions.
  • We’re by your side. Whether you’re on your first locum shift or your fiftieth, we adapt as your career grows.

📞 Get in Touch Today

Take the first step toward a smoother, more efficient locum experience. Whether you’re seeking simplicity, flexibility, or full control, Beacon Locum Contracting has the right umbrella solution for you.

Contact Us
📧 Email: [email protected]
📞 Phone: 01 908 1250
🌐 Website: www.beaconlocum.ie


Let Beacon take care of the admin—so you can focus on care.

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